Portfolio
Every borrower's story is different. Here's how we matched real situations to the right program — and got them to the closing table.
Sample examples shown for illustration. Borrower details are anonymized.
$615,000
Miami (Brickell) · Condo · Investment
The situation
Investor from Brazil with no U.S. credit history or SSN.
Why the program fit
Foreign National program qualified on foreign income and assets with 30% down — no U.S. credit needed.
$480,000
Fort Lauderdale · Single-family · Primary
The situation
Self-employed contractor whose tax returns understated real cash flow.
Why the program fit
12-month business bank statements documented income, avoiding tax-return qualification.
$327,500
Orlando · Townhome · Primary
The situation
First-time buyers with a 650 credit score and limited savings.
Why the program fit
FHA's 3.5% down and flexible credit, paired with Florida down-payment assistance.
$412,000
Jacksonville · Single-family · Primary
The situation
Navy service member relocating to NAS Jacksonville.
Why the program fit
VA loan with $0 down, no monthly mortgage insurance, and a fast relocation timeline.
$298,000
Tampa · Duplex · Investment
The situation
Investor adding a fourth rental with complex personal income.
Why the program fit
DSCR program qualified on the duplex's rental income alone — no personal income docs.
$1,350,000
Naples · Waterfront · Second home
The situation
Retiring couple buying a Gulf-front second home.
Why the program fit
Jumbo loan with 20% down, qualified on retirement and asset income.
